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Renters insurance not only offers protection that your landlord requires which is liability coverage. It also offers protection for your belongings whether they are in your Home, your automobile or in storage locker. It also offers Rent coverage if you cannot stay in your home or apartment due to a cover loss. Renters insurance is very affordable as low as 41 Cents per day. In most cases, it also provides multi policy discount on your auto policy that can save you more money.