Tax season phone scams

Phone scams The IRS does not leave pre-recorded, urgent or threatening messages. In many variations of the phone scam, victims are told if they do not call back, a warrant will be issued for their arrest. Other verbal threats include law-enforcement agency intervention, deportation or revocation of licenses. Criminals can fake or “spoof” caller ID …

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Contractor’s Bond / Contractor’s License Board Bond / CSLB Bond:

The Contractors State License Board (CSLB) protects California consumers by licensing and regulating the state’s construction industry. The bond is filed for the benefit of consumers who may be damaged as a result of defective construction or other license law violations, and for the benefit of employees who have not been paid wages that are due …

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DMV Vehicle Dealer Bond 101

To sale New or Used Vehicles in California you need a California DMV Vehicle Dealer License. One of the requirement DMV has for you is to obtain a Surety bond of a dealer (OL 25) OR Surety Bond of Motorcycle Lessor-Retailer, All Terrain Vehicle Dealer, OR Wholesale-Only Dealer (Less than 25 vehicles per year) (OL-25B). …

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Landlord Protection Insurance

Landlord Policy 101:

Landlord or Dwelling Fire Policy: It is not always easy to be a landlord, but it is easier if you have the right insurance protection for your investment. What does the landlord or Dwelling Fire policy cover? Property Damage Protection:​ A landlord or Dwelling fire policy typically covers damage to rental property caused by fire, …

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Renters Insurance

Renters Insurance 101:

Renters insurance not only offers protection that your landlord requires which is liability coverage. It also offers protection for your belongings whether they are in your Home, your automobile or in storage locker. It also offers Rent coverage if you cannot stay in your home or apartment due to a cover loss. Renters insurance is …

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California Low Cost Auto Insurance Program:

The State of California developed the California Low Cost Auto Insurance Program (CLCA program) to provide income eligible, good drivers with access to affordable automobile liability insurance. Each policy provides liability coverage for the vehicle’s primary driver and eligible secondary drivers.  The CLCA policies are limited to no more than two policies per person. The Program provides affordable liability …

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